capital accumulation and credit utilisation by small groups

Counting & Numbers with Mr. Wiggle, Grade K

ISBN: , SKU: , AUTHOR: School Specialty Publishing, PUBLISHER: Ideal, The Mr. Wiggle activity books have been created especially for young children to help them build a solid understanding of basic mathematical skills. As children use the playful Mr. Wiggle Counters (sold separately) along with the reproducible activities in these 32-page books, they will explore counting and numbers. Use these books to extend and enrich your math program. These books also make an excellent addition to learning centers. Use them for large or small groups, or individualized instruction. Develop a school to home connection by creating small take-home kits with several student pages and some Mr. Wiggle Counters. Excellent for home schooling, parents will enjoy instructing their children with these fun and engaging activities. These books are perfect for anyone interested in helping young children get a head start on math. All books support the recommendations as stated in the NCTM Standards.

Beyond Micro-Credit: Putting Development Back Into

ISBN: , SKU: , AUTHOR: Fisher, Thomas / Sriram, M. S. / Harper, Malcolm, PUBLISHER: Oxfam, Micro-finance is an instrument for development. However, the developmental purposes of microfinance are often lost behind the dominant focus on the technology and management of micro-finance, or on outreach to poor clients. This book challenges the microfinance industry to go beyond such a narrow focus, looking at the range of development goals for which microfinance can be used. These include not only poverty alleviation through providing savings, credit, and insurance, but also promoting livelihoods, empowering women, building people's organizations, and changing institutions. The book richly illustrates each of these from actual micro-finance practice and explores the organizational challenges of combining such development goals with financial service-provision. The book is based on the great diversity of microfinance practice in India, which has developed numerous innovations, from new products for promoting livelihoods to democratic governance. The book provides the most comprehensive analysis available of Indian innovation and practice in microfinance, including detailed analysis of the "self-help groups" in India, comparisons with microfinance in Bangladesh, and the latest performance and impact assessment.

Capital Investment Analysis for Engineering and Management

ISBN: , SKU: , AUTHOR: Canada, John R. / Sullivan, William G. / White, John A., PUBLISHER: Prentice Hall, This guide enables engineers and engineering managers to communicate effectively with financial professionals, while offering a balanced presentation of the basics of engineering economic analysis. Focuses on real management situations. Provides accounting/cost accounting fundamentals to measure results. Introduces the concept of "options analysis" applied to capital investment decisions. Aids in conducting economic analyses with liberal use of spreadsheets. Introduces tax considerations and their consequences. For those interested in learning more about capital investment decision methodologies, particularly engineers and engineering managers. Acquista Ora

Together We Pray: Prayers and Services for Gatherings and

ISBN: , SKU: , AUTHOR: Caltagrione, Carmen L., PUBLISHER: Ave Maria Press, The prayers in this book are intended to help groups acknowledge God's role at the center of their common work and in all of life. These prayers fit the needs of groups in all stages of life. A welcome addition to any parish, school or other faith based organization's resource shelf.

Martin Luther King, Jr. and the March on Washington

ISBN: , SKU: , AUTHOR: Ruffin, Frances E. / Marchesi, Stephen, PUBLISHER: Grosset & Dunlap, On August , more than people came to the nation's capital. They came by plane, by bus, by car -- even on roller-skates -- to speak out against segregation and to demand equal rights for everyone. They also came to hear the words of a very special leader, Martin Luther King, Jr. Told with a wonderful immediacy, this book captures the spirit of this landmark day in American history and brings Dr. King's "I Have a Dream" speech to vivid life for young children.

MARVEL - Messenger Borsa Rocket- Vinyl Small Size ' Hook

L Small Size ' Hook Rocket Raccoon comes back and he is ready to fight. - Many pockets - Adjustable strap - Material: polyurethane - Small size. Dimensi

Huey Lewis and the News Small World CD

TRACKS: 1 Small World (Part One) 2 Old Antone's 3 Perfect World 4 Bobo Tempo 5 Small World (Part Two) 6 Walking With the Kid 7 World to Me 8 Better Be True 9 Give Me the Keys (And I'll Drive You Crazy) 10 Slammin ottime condizioni

Evacuees of the Second World War

ISBN: , SKU: , AUTHOR: Brown, Mike, PUBLISHER: Shire Publications, During the last days of peace in nearly two million people, most of them children, were evacuated from British cities, towns and ports to the countryside, or across the Atlantic to the USA and Canada. Whole schools were evacuated together and found themselves billeted in large country houses. Others were sent off individually or in small groups to whoever had space to put them up. It was a time of great upheaval and the transition from city life to countryside often proved extremely stressful. This is a concise history of British evacuation during the Second World War, including the unimaginable upheaval suffered by the inhabitants of the Channel Islands and Gibraltar, who were evacuated to mainland Britain. Beginning with the uncertainty of the phoney war and the making of plans, this highly illustrated book looks at the experience of evacuation up to the homecomings of and the aftermath of evacuation.

Appraisals of Original Wind Music: A Survey and Guide

ISBN: , SKU: , AUTHOR: Clark, David Lindsey, PUBLISHER: Greenwood Press, This annotated survey identifies and evaluates the published literature of chamber and concertante music originally conceived for wind instruments. Entries, arranged by instrument, are organized chronologically by genre to highlight the historical development of the works. Genres include single melody instrument with accompaniment, homogeneous groups, larger groupings with and without accompaniment, with and without other non-wind instruments, concertante works, and vocal music with wind instruments. Titles contain catalogue detail and current publisher's edition number. Musicians, music scholars, and educators will appreciate the addresses of music publishers and the extensive bibliography that serves as a guide for further research. In addition to a general index, information is easily cross-referenced through a composer index and an instrumentation index. Acquista Ora

Npl portfolio manager

NPL Portfolio Manager Leading international Company focused on real estate-based NPL. Capacity to identify routes to recovery at a borrower and at portfolio level; Knowledge of NPL portfolios management processes and procedures; Economic and financial assessment, modelling and planning skills in the credit sector; Frequent business travels. 5/7 Y experience in real estate-based NPL, including credit analysis, due diligence and loan documentation; Fluent in English with a financial or legal background; Strong attitude, negotiation ability with clear priorities to achieve; Very good analytic toolkit; Stronglyresult-oriented. Previous experience at commercial/corporate banks, NPL servicers, advisory corporate finance appreciated. Inserzionista: Michael Page

GAME OF THRONES - Messenger Bag Targaryen Small Size - with

Do you dream of having your own pet dragon? Do you exult in each new demonstration of power from Daenerys Targaryen and deeply wish that ?she will take what is hers, with Fire and Blood? Then this magnificent messenger bag with the Targaryen family sigil, made by ABYstyle, is for you ! - Many pockets - Adjustable strap - Material: cotton - Small size. Dimensions: 23x27x8cm

The Knights Templar Chronology: Tracking History's Most

ISBN: , SKU: , AUTHOR: Smart, George, PUBLISHER: Authorhouse, The Knights Templar Chronology tells the year by year story of one of history's most secret and mysterious brotherhoods -- in detail unmatched by any other reference volume. This remarkable book maps out at a glance the Templar's rise and fall from which so many modern-day groups draw inspiration. Never before have the world's most intriguing Knights had their incredible adventures and history so fully captured. If you liked The Da Vinci Code and Holy Blood Holy Grail, The Knights Templar Chronology is a fascinating timeline.

Developing the Leader Within You: Student Workbook

ISBN: , SKU: , AUTHOR: Maxwell, John C., PUBLISHER: Thomas Nelson Publishers, For many years, John C. Maxwell has equipped and inspired Christians to attain the highest levels of effective leadership through his conferences and books. Maxwell believes leadership determines an organizations growth. More specifically, empower people within the group to become leaders. Designed for both small and large groups, this student guide has everything necessary to equip anyone who wants to reproduce leaders.

The Roots of Texas Music

ISBN: , SKU: , AUTHOR: Clayton, Lawrence / Specht, Joe W., PUBLISHER: Texas A&M University Press, "The music of Texas and the American Southwest is as diverse and distinctive as the many different groups who have lived in the region over the past several centuries." writes Gary Hartman in his introduction to this refreshingly different look at various genres of Texas music. The Roots of Texas Music celebrates the diverse sources of the music of the Lone Star State by gathering chapters by specialists on each of them. Editor Lawrence S. Clayton conceived this project as one that would not simply repeat the common wisdom about Texas music traditions but rather offer new perspectives. The result is a lively, captivating, and original look at the musical traditions of one of the nation's most fertile musical seedbeds. Authorities on each subject explore music of the Texas Germans and Czechs, black Creoles, Chicanos, and blues and gospel singers. The diverse genres included in this anthology also provide an introduction to the classes, cultures, races, and ethnic groups of Texas and highlight the ways in which the state's musical wealth has influenced the listening habits of the nation.

ASSASSIN S CREED - Messenger Borsa Crest - Vinyl Small Size

Gear up with this Assassin,s Creed messenger bag by ABYstyle and join the Brotherhood! Use it to go to school, work or just to hang out. - Many pockets - Adjustable strap - Material: Polyurethane - Small size. Dimensions: 20x27x7cm - Packaging suitable for hanging

TAVOLA SNOWBOARD GNU CARBON CREDIT 153

TAVOLA SNOWBOARD GNU CARBON CREDIT 153. Vendo tavola gnu 153 carbon credit usata, normali segni di usura fatte in coda per prendere la seggiovia, camber inverso, giocosa e morbida. tavola di livello, se devi imparare gira da sola.

Lectionary-Based Gospel Dramas for Advent, Christmas, and

ISBN: , SKU: , AUTHOR: Roussell, Shelia O'Connell / O'Connell-Roussell, Sheila / Shuck, Vicki, PUBLISHER: Saint Mary's Press, What better way to bring the Gospel alive for teens than through drama? Using reproducible scripts, the dramas in Lectionary-Based Gospel Dramas for Advent, Christmas, and Epiphany "break open" the Gospels for Advent, Christmas, and Epiphany, moving the hearts and minds of youth and adults alike. By engaging in these dramas, participants act as catechist, lector, Gospel players, improv artists, small-group leaders, and audience--a unique learning environment that allows young people to be catechists for themselves and for one another. The dramas are powerful yet easy to stage. The leader's role is purposefully minimal, allowing teens to take the leading roles in the production. These dramas have been used successfully in school classrooms, parish religious education programs, youth groups, RCIA catechesis, homiletic reflections at Mass, and retreats. This book contains everything you need to produce 10 dramas, including 10 reproducible scripts and 10 full-page icons by Vicki Shuck, which are an essential component for visual learners. Imagine the excitement and learning your teens will experience as they live the Gospel through drama

Core 3 and 4 for OCR

ISBN: , SKU: , AUTHOR: Quadling, Douglas / Douglas, Quadling / Hugh, Neill, PUBLISHER: Cambridge University Press, Fully endorsed by OCR and revised to match the specification, this series has been carefully revised by experienced teachers and provides easy to use texts. Cambridge Advanced Mathematics for OCR encourages achievement by supporting revision and consolidation through review exercises and mock exam papers written by experienced examiners. The books also explore ideas through practical and computer activities.

Growing Azaleas

ISBN: , SKU: , AUTHOR: Horton, Judy / Evans, Allan, PUBLISHER: Kangaroo Press, This popular series for gardeners covers both popular and exotic plant groups. Each title is written by an expert gardener, breeder, or horticulturist having intimate familiarity with the species covered. Crisp photographs, charts, and indexes permit the reader to gain a total awareness of each plant's needs.

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Information Security Management, Education and Privacy

ISBN: , SKU: , AUTHOR: Deswarte, Yves / Cuppens, Fridiric / Jajodia, Sushil, PUBLISHER: Springer, This volume contains the papers presented at three workshops embedded in the 19th IFIP International Conference on Information Security (SEC), which was sponsored by the International Federation for Information Processing (IFIP) and held in August as a co-located conference of the 18th IFIP World Computer Congress in Toulouse, France. The first workshop was organized by IFIP Working Group 11.1, which is itself dedicated to Information Security Management, i.e., not only to the practical implementation of new security technology issued from recent research and development, but also and mostly to the improvement of security practice in all organizations, from multinational corporations to small enterprises. Methods and techniques are developed to increase personal awareness and education in security, analyze and manage risks, identify security policies, evaluate and certify products, processes and systems. The second workshop was organized by IFIP Working Group 11.8, dedicated to Information Security Education. This year, the workshop was aimed at developing a first draft of an international doctorate program allowing a specialization in IT Security. The draft is based upon selected papers from individuals or groups (from academic, military and government organizations), and discussions at the workshop. This draft will be further refined and eventually published as an IFIP Report. Finally, the last workshop was organized by IFIP Working Group 11.4 on Network Security. The purpose of the workshop was to bring together privacy and anonymity experts from around the world to discuss recent advances and new perspectives on these topics that are increasingly important aspectsin electronic services, especially in advanced distributed applications, such as m-commerce, agent-based systems, P2P, etc. The carefully selected papers gathered in this volume show the richness of the information security domain, as well as the liveliness of the working groups cooperating in the IFIP Technical Committee 11 on Security and Protection in Information Processing Systems. Information Security Management, Education and Privacy is essential reading for scholars, researchers, and practitioners interested in keeping pace with the ever-growing field of information security.

The World Factbook: Edition

ISBN: , SKU: , AUTHOR: Central Intelligence Agency / CIA, PUBLISHER: Potomac Books, "The World Factbook," produced annually by the CIA, has become the ultimate, authoritative source of information on all the nations of the world. It provides current data for more than 250 countries and territories, from Afghanistan to Zimbabwe. Potomac Books publishes a commercial version of The World Factbook in order to extend the limited audience reached by the CIA's own publication. This current Potomac Books edition is identified by the year , following the pattern used in our other annual publications. The CIA completes its volume late each year, and Potomac Books republishes it the following year.Topics addressed include the political climate, natural resources, environment, population, ethnic groups, GDP, agriculture, industries, defense expenditures, literacy rate, religion, legal system, and much more. Key data are grouped under the headings of geography, people, government, economy, communications, transportation, military, and transnational issues. The World Factbook also contains maps of each country and others for key territories. In addition, readers will find handy appendixes on international organizations and groups, international environmental agreements, and a cross-referenced list of geographic names. The World Factbook provides the indispensable reference for curious individuals concerned about the rapidly changing world in which they live.

Good for Me: Movement

ISBN: , SKU: , AUTHOR: Breitbart, Karen, Mrs / School Specialty Publishing, PUBLISHER: Totline Publications, This teacher resource addresses the need to educate our children in healthy lifestyle habits. Small and large group activities reflect early learning standards and are organized by popular early learning themes.

INDIA Designed and Photographed

INDIA Designed and Photographed by Roloff Beny with 136 plates in colour 17 decorative motifs Essay by Aubrey Menen Published by Thames and Hudson London Used / Hardcover 235 pages original Hardcover with original dustjacket

Show Me... Nature's Wrath: Tornadoes, Floods, Ice Storms,

ISBN: , SKU: , AUTHOR: Corrigan, Don, PUBLISHER: Reedy Press, Enter the pages of "Show-Me... Nature's Wrath" and you will soon find yourself experiencing the horrors of destruction wrought by freak hail storms and fatal lightning bolts. This weather compendium is packed with tales of supercell tornadoes smashing into towns large and small - from as far back as and as recently as yesterday. Also included are the alternating calamities of drought and flood, as well as the blizzards and ice storms ushered into Missouri by winter's winds of Thor. With prose accounts by journalist Don Corrigan, and with detailed photo illustrations and newspaper front pages recalling the worst that weather has to offer, "Show-Me... Nature's Wrath" is at once a historic chronicle of the forces of nature and a prized keepsake.

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