beyond micro credit putting development back into

Beyond Micro-Credit: Putting Development Back Into

ISBN: , SKU: , AUTHOR: Fisher, Thomas / Sriram, M. S. / Harper, Malcolm, PUBLISHER: Oxfam, Micro-finance is an instrument for development. However, the developmental purposes of microfinance are often lost behind the dominant focus on the technology and management of micro-finance, or on outreach to poor clients. This book challenges the microfinance industry to go beyond such a narrow focus, looking at the range of development goals for which microfinance can be used. These include not only poverty alleviation through providing savings, credit, and insurance, but also promoting livelihoods, empowering women, building people's organizations, and changing institutions. The book richly illustrates each of these from actual micro-finance practice and explores the organizational challenges of combining such development goals with financial service-provision. The book is based on the great diversity of microfinance practice in India, which has developed numerous innovations, from new products for promoting livelihoods to democratic governance. The book provides the most comprehensive analysis available of Indian innovation and practice in microfinance, including detailed analysis of the "self-help groups" in India, comparisons with microfinance in Bangladesh, and the latest performance and impact assessment.

Looking Beyond Credit: Business Development Services and the

ISBN: , SKU: , AUTHOR: Dawson, Jonathan / Jeans, Andy, PUBLISHER: Practical Action, In recent years, credit has become the predominant form of support to small producers, while other forms of business development services have diminished. Looking Beyond Credit assesses the need for targeted business development services other than finance, their growing importance among small producers and how they can work in tandem with credit schemes.The book shows that small producers generally face a range of constraintsother than finance such as access to improved technology, raw materials, skills training and information on market opportunities. Therefore, schemes that address these constraints are achieving a larger impact than those which focus on credit alone. The case studies examined here record significant achievements in terms of employment generation, increased incomes and product innovation and diversification, thus supporting the view that targeted business development services can play a bigger role and should be incorporated with credit schemes to provide total support to small producers.Looking Beyond Credit will be essential reading for anyone involved in the supply or demand of business development services.

Faith Beyond Reason

ISBN: , SKU: , AUTHOR: Tozer, A. W., PUBLISHER: Christian Publications, "There are some things human reason cannot do -- things that are beyond its capacity". This arena beyond reason, Tozer states, is the terrain of faith. Based on the Gospel of John, these sermons explore how faith in God transforms the ordinary into something unimaginable -- into a realm where things are possible only with God.

Collateral Damaged: The Marketing of Consumer Debt to

ISBN: , SKU: , AUTHOR: Geisst, Charles R., PUBLISHER: Bloomberg Press, Sometime in the s and s, the use of credit cards, which had begun as a convenience, began to grow into an addiction. "Collateral Damaged: The Marketing of Consumer Debt to America" explains how a nation of savers became a nation of consumers and how Wall Street used consumers' addiction to spending to create the "toxic securities" that threaten to bring about the collapse of the global economy. Geisst looks at the policy implications of the credit crisis and describes how the United States can get its fiscal house in order: Debt must be brought back onto the issuer's balance sheet. Investors must have the assurance of recourse to the debt issuer's own funds, rather than the empty promise of a valueless document. Regulators must be educated to know at least as much about financial engineering as the structured finance instruments' architects do. This book connects the dots from consumer spending to credit cards to home-equity loans and back to credit cards.

Back Works: An Illustrated Guide to How Your Back Works and

ISBN: , SKU: , AUTHOR: Gray, Timothy J., PUBLISHER: Bookpartners, Four out of five Americans will experience disruptive back pain during their lives. They need to know the seriousness of their problem, when to see a physician or chiropractor, how to prevent the injury from becoming worse, and rehabilitation exercises. The friendly Dr. Gray answers these questions and many more in easily understood terms and helpful illustrations. Back Works provides proven methods for turning pain into comfort, stiffness into flexibility, and muscle deterioration into strength.

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Human Development Report: International Cooperation at a

ISBN: , SKU: , AUTHOR: United Nations Development Program, PUBLISHER: Oxford University Press, USA, Five years after signing the Millennium Declaration, and at the start of the 10-year countdown to the target date for the Millennium Development Goals, the world's governments are at a crossroads. If they continue with business as usual, will be the year in which the pledge of the Millennium Declaration is broken. If they act now to deliver on their pledges to the world's poorest people, they can make the start of a decade for development, helping countries to get back on track for achieving the Millennium Development Goals by and forging a new, more equitable pattern of globalization. This year's Human Development Report takes stock of human development, including progress towards the MDGs. Looking beyond statistics, it highlights the human costs of missed targets and broken promises. Extreme inequality between countries and within countries is identified as one of the main barriers to human development--and as a powerful brake on accelerated progress towards the MDGs. New approaches to international cooperation are vital if the promise of the Millennium Declaration is to be realized. Practical action is needed to make the next 10 years a "decade for development." Focusing on aid, trade and security--three of the central pillars of international cooperation-- Human Development Report sets out a bold analysis of the problems and identifies solutions. It argues that rich countries need to move beyond encouraging words to align their policies with the commitments made in the Millennium Declaration.

Capital Accumulation and Credit Utilisation by Small Groups

ISBN: , SKU: , AUTHOR: Abul Kalam Azad Md Habibullah Md Nuruzzaman Swapan Kumar Dasgupta, PUBLISHER: Bangladesh Academy for Rural Development, NA Acquista Ora

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British Parliamentary Parties: Policy and Power

ISBN: , SKU: , AUTHOR: Brand, Jack, PUBLISHER: Oxford University Press, USA, This book examines the role of the British Conservative and Labour parliamentary parties in the development of government policy since . Focusing on major policy fields--agriculture, education, housing, defense, the economy, and Scottish affairs--Brand argues that the influence of back-benchers has been consistently underestimated, and that the interdependence of front- and back-benchers frequently produces surprising and significant effects on policy development.

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Concidences: A Look Beyond Logical Thought

ISBN: , SKU: , AUTHOR: Crisp, Tony, PUBLISHER: London House (UK), In an enthusiastic and fresh study of the phenomena of coincidence, Tony Crisp confronts the common arguments and offers a new assessment of what coincidence is and what messages such happenings hold for us. The author delves into the contradiction that is an unbelievable coincidence, seen or known to certainly happen, but beyond our comprehension and urges readers to stretch their minds to dig deeper into the meaning of these "messages". Acquista Ora

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Themes in Language, Education & Development in Kenya

ISBN: , SKU: , AUTHOR: Ogechi, Nathan Oyori, PUBLISHER: Nsemia Inc., Language plays a major role in the development of societies and nations. " Themes in Language, Education & Development in Kenya " is a collection of fourteen scholarly articles on aspects of language and its relationship with, society, education and development in Kenya.. The authors follow Morgan Dalphinis remarks that:.".". to speak a language means more than an exercise in the use of a given syntax and morphology, it implies the support of a whole culture and civilization. Moreover, it is in language that people learn, relate to each other as social animals in a material world of production, reproduction, distribution and exchange." " It is not only important to understand specific languages but to also appreciate associated structural linguistics as a means of appreciating the underlying, rich cultural aspects of those languages. In this book, authors capture the richness of language and linguistics aspects of some of Kenyan languages, namely Kiswahili, EkeGusii, Dholuo and Ateso as well as appropriated languages used in Kenya such as English and French. Themes in Language, Education & Development in Kenya discusses aspects of language and its relationship with society, education and development in Kenya. As much as possible, the authors have anchored their arguments on relevant theoretical and conceptual frameworks with chapters written either in English or Kiswahili while the abstracts are written in a different language from that of the body of the chapter. The book is divided into three major themes: " Theoretical Linguistics and Language in Society, Language and Education, and Language and Development. " Educators, students and general readers interested in issues of language, linguistics, pedagogy and development will find great benefit from this book. In particular, students and lecturers of African linguistics, English, Kiswahili, Education and Sociology would be great beneficiaries. What others say This edited volume comprises detailed, substantive, methodological and theoretical research by fine investigators and practitioners in linguistics, English, French, Kiswahili, education and development. It is so detailed and a must-read piece of work for scholars interested in the interface between language and other fields. " -- Bob Mbori, Masinde Muliro University of Science and Technology, Kakamega " Writing/compiling an edited book requires masterful selection of articles that ensure the common thread runs through the chapters. This book achieves this by putting language firmly in the agenda of education and development in Kenya. " -- Hilary K. Sang, Department of Linguistics and Foreign Languages, Moi University " This is an invaluable resource for anyone interested in languages, education and development beyond Kenyan borders. It sets the pace and a new trend for research in African languages. " -- Gilbert Gumoshabe, Makerere University, U

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Development Strategy and Management of the Market Economy:

ISBN: , SKU: , AUTHOR: Malinvaud, Edmond / Milleron, Jean-Claude / Nabli, Mustapha, PUBLISHER: Oxford University Press, USA, These companion volumes examine the highly topical issue of the adequacy of markets as an instrument of economic and social development. In this era of transition and experimentation in economic management by governments, a group of prominent international economists was brought together to distill their thinking on the changing role of government in the development process. The first volume discusses the broad questions; the second volume breaks down the analysis into more detailed topics.

The Spider-Man Vault: A Museum-In-A-Book with Rare

ISBN: , SKU: , AUTHOR: David, Peter A. / Greenberger, Robert, PUBLISHER: Running Press Book Publishers, Rebooted into a fresh new film franchise () directed by Marc Webb and starring up-and-comers Andrew Garfield and Emma Stone, and having debuted in its first ever Broadway appearance in March , Spider-Man is back in the spotlight. Reaching out to millions of devoted fans, "The Spider-Man Vault" will afford readers a whole new look at the beloved "web-slinger." This vivid collection of images and ephemera focuses on a dynamic exploration of Spider-Man's character, providing a complete biography through his development in comics, media, and culture. Further drawing readers into Spidey's world will be approximately 20 removable features, housed in the sophisticated plastic pages specific to the "vault" format, and printed on special papers to heighten the noteworthiness of each carefully selected piece. From the classic comics to the big screen, "The Spider-Man Vault" is a comprehensive collection of art and ephemera that brings Spidey's back story out of the archive and into the arms of fans worldwide.

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Graphing Calculator for Nys Math B... and Beyond

ISBN: , SKU: , AUTHOR: Noftsier, Kathleen, PUBLISHER: Trafford Publishing, Get a taste of the full power of the TI-83+/TI-84+ family of graphing calculators. Expands on skills learned in "Graphing Calculator for NYS Math A … and Beyond" and continues on into matrices, programming, and more.

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