financial responsibility

Alzheimer's Disease: Questions and Answers

ISBN: , SKU: , AUTHOR: Aisen, Paul S. / Davis, Kenneth L. / Marin, Deborah B., PUBLISHER: Merit Publishing International, The best resource book available on this subject, providing physicians, patients and caregivers with expert and practical information about the modern management of this disease. Invaluable for Attorneys, and those who wish to familiarize themselves with the broad financial and legal aspects of dealing with Alzheimer's Disease. The content includes clinical issues, caregivers' concerns and legal issues with an outstanding collection of helpful and informative illustrations.

Insider's Guide to Graduate Programs in Clinical and

ISBN: , SKU: , AUTHOR: Mayne, Tracy J. / Norcross, John C. / Sayette, Michael A., PUBLISHER: Guilford Publications, This perennial bestseller is the resource students count on for the most current information on applying to doctoral programs in clinical or counseling psychology in the US and Canada. The new edition features over 15 new programs; additional data on acceptance rates and enrollment rates; the latest information on financial assistance and loans; 42 new website listings; and updated appendices on research areas and clinical opportunities.

Unintended Consequences: Why Everything You've Been Told

ISBN: , SKU: , AUTHOR: Conard, Edward, PUBLISHER: Portfolio, In the aftermath of the Financial Crisis, many commonly held beliefs have emerged to explain its cause. Conventional wisdom blames Wall Street and the mortgage industry for using low down payments, teaser rates, and other predatory tactics to seduce unsuspecting home owners into assuming mortgages they couldn't afford. It blames average Americans for borrowing recklessly and spending too much. And it blames the tax policies and deregulatory environment of the Reagan and Bush administrations for encouraging reckless risk-taking by wealthy individuals and financial institutions. But according to "Unintended Consequences," the conventional wisdom masks the real causes of our economic disruption and puts us at risk of facing a slew of unintended--and potentially dangerous--consequences. "Unintended Consequences" is not a book that takes a couple of insights and expands them into 300 pages; rather, it covers the entire scope of the economy. It's a fascinating and contrarian case for how the economy "really" works, what went wrong over the past decade, and what steps we can take to start growing again. Whether you agree with the book's provocative and counterintuitive conclusions or not, "Unintended Consequences" will reward you with a sophisticated understanding of the contemporary economy, one no other book has yet provided. To read an excerpt from "Unintended Consequences," please visit http: //www.edwardconard.com/book-excerpt For up-to-date information on everything related to "Unintended Consequences," visit www.edwardconard.com

Beyond Blame: A New Way of Resolving Conflicts in

ISBN: , SKU: , AUTHOR: Kottler, Jeffrey A., PH., PUBLISHER: Jossey-Bass, Focuses on the only party in a conflict that we have any control over: ourselves Conflict is an interactive process--you cannot look at a person who makes life difficult for you without also looking at yourself. While blaming others may lead to short-term relief, it often escalates conflicts and produces long-term damage. To contAnd with conflict we must first understand the problem and then take responsibility by changing our own roles. "Beyond Blame" presents specific advice on conflicts in love, conflicts at work, and what to do when conflicts cannot be resolved.

The Post-Colonial Critic: Interviews, Strategies, Dialogues

ISBN: , SKU: , AUTHOR: Spivak, Gayatri Chakravorty / Harasym, Sarah, PUBLISHER: Routledge, Gayatri Spivak, one of our best known cultural and literary theorists, addresses a vast range of political questions with both pen and voice in this unique book. "The Post-Colonial Critic" brings together a selection of interviews and discussions in which she has taken part over the past five years; together they articulate some of the most compelling politico-theoretical issues of the present. In these lively texts, students of Spivak's work will identify her unmistakeable voice as she speaks on questions of representation and self-representation, the politicization of deconstruction; the situations of post-colonial critics; pedagogical responsibility; and political strategies.

When Government Fails: Orange County Bankruptcy

ISBN: , SKU: , AUTHOR: Baldassare, Mark, PUBLISHER: University of California Press, When Orange County, California, filed for Chapter 9 protection on December , it became the largest municipality in United States history to declare bankruptcy. In the first comprehensive analysis of this momentous fiscal crisis, Mark Baldassare uncovers the many twists and turns from the dark days in December to the financial recovery of June . Utilizing a wealth of primary materials from the county government and Merrill Lynch, as well as interviews with key officials and players in this drama, Mark Baldassare untangles the causes of this $1.64 billion fiasco. He finds three factors critical to understanding the bankruptcy: one, the political fragmentation of the numerous local governments in the area; two, the fiscal conservatism underlying voters' feelings about their tax dollars; three, the financial austerity in state government and in meeting rising state expenditures. Baldassare finds that these forces help to explain how a county known for its affluence and conservative politics could have allowed its cities' school, water, transportation, and sanitation agencies to be held hostage to this failed investment pool. Meticulously examining the events that led up to the bankruptcy, the local officials' response to the fiscal emergency, and the road to fiscal recovery--as well as the governmental reforms engendered by the crisis--"When Government Fails" is a dramatic and instructive economic morality tale. Eminently readable, it underlines the dangers inherent in a freewheeling bull economy and the imperatives of local and state governments to protect fiscal assets. As Baldassare shows, Orange County need not--and should not--happen again.

New Products Management

ISBN: , SKU: , AUTHOR: Crawford, C. Merle / Di Benedetto, C. Anthony, PUBLISHER: Irwin/McGraw-Hill, NEW PRODUCTS MANAGEMENT, 7/E by Crawford and Di Benedetto provides future new product managers, project managers and team leaders with a comprehensive overview of the new product development process including how to develop an effective development strategy, manage cross-functional teams across the organization, generate and evaluate concepts, manage the technical development of a product, develop the marketing plan, and manage the financial aspects of a project.

Pmp Challenge, Fourth Edition

ISBN: , SKU: , AUTHOR: Ward J Leroy / Levin Ginger, PUBLISHER: Esi International, Completely revised and updated, this easy-to-use, flashcard-format book lets readers quiz themselves on all nine of the project management knowledge areas and the professional responsibility domain. That's a total of 600 questions, and each one includes references to the five project management process groups, the focus of the PMP(R) exam. The book is comprised of chapters for each of the processes and each chapter contains 60 questions and answers. A proven tool for preparing for the PMP(R) certification exam, the book covers information not included on the PMBOK, but that is required to pass the test, such as various quality management concepts, communications styles, and more.

Exam Prep for Bank Management and Financial Services by

ISBN: , SKU: , AUTHOR: Peter Rose, Rose / Mznlnx, PUBLISHER: Mznlnx, The MznLnx Exam Prep series is designed to help you pass your exams. Editors at MznLnx review your textbooks and then prepare these practice exams to help you master the textbook material. Unlike study guides, workbooks, and practice tests provided by the texbook publisher and textbook authors, MznLnx gives you all of the material in each chapter in exam form, not just samples, so you can be sure to nail your exam.

Acct Workshop-Ch 1-17 Acct 19e

ISBN: , SKU: , AUTHOR: Wanlass / Wanless / Warren, PUBLISHER: Thomson South-Western, The most successful higher education text of all time keeps getting better. The authors adapt their proven approach to accounting's evolving role in business and use the preparation of financial statements as the framework for understanding what accounting is all about. Designed for the introductory accounting course offered at community colleges, career colleges, and four-year schools, Accounting, 19e provides a solid foundation of accounting concepts with unique features to show how users can use accounting to understand business.

Uncertain Choices

ISBN: , SKU: , AUTHOR: Patterson, Patricia, PUBLISHER: PublishAmerica, At age fifty, a widow of five years, Millie Graves enjoys her new life. Then a fatal car accident turns her world into turmoil. Uncertain Choices is filled with bitterness, pain, and the daunting responsibility of raising a three-month-old granddaughter, Emilie. A crumpled letter leads Millie to discover her deceased daughteras affair. Millie finds the great love of her life and must deal with a dead husband to legalize this new love. Millie dominates Emilieas life, and the fact that Emilie loves ballet, as her mother did, pushes Millie further into control. The tighter Millie holds, the farther Emilie pulls away. She must let go or risk losing her granddaughter and her new love. Can she?

Racing Hearts

ISBN: , SKU: , AUTHOR: Herries, Anne, PUBLISHER: Ulverscroft Large Print, When Jennifer Marsh goes to ask Giles, the handsome French racing driver, for financial assistance for her twin brother, she unknowingly stirs up a hornet's nest. Giles appears to be recovering well from a serious accident, but he is moody and unpredictable. First, he invites Jennifer to his home in France, then he drives her away with a bitterness and cruelty she cannot begin to understand. Jennifer is shattered, but the tables are turned when she appears to find a new life and career...

Rich on Any Income: The Easy Budgeting System That Fits in

ISBN: , SKU: , AUTHOR: Christensen, James P. / Combs, Clint / Durrant, George D., PUBLISHER: Shadow Mountain, Do you sometimes wonder where all your money went and how you will meet all your financial obligations? Maybe you're good at managing your money but would like to be even better. This is the book for you. Most budget books are cumbersome and overly technical. Rich on Any Income presents a simple, easy-to-use, and effective system that makes budgeting as easy as writing a check.

American Disease

ISBN: , SKU: , AUTHOR: Lodge, George C. / Bellamy Foster, John, PUBLISHER: New York University Press, In this provacative study of the "disease" afflicting American industry today, George Lodge, a distinguished professor at the Harvard Business School, reveals the malady as a psychological disorder, characterized by a refusal to face the facts of interdependence in a competetive world; by a reluctance to confront the grave inadequacies in the operation of our great institutions--business, labor, and government; and by the fact that "leaders do not lead; those with responsibility do not fight. Timidity, born of resignation, discourages change." Lodge begins by defining the disease through its symptoms: failing industries, stubborn unemployment, lagging economic growth, stagnant productivity, overseas competition, focus on short-term financial gain, and, perhaps most telling, the pervasive feeling among Americans that their land of plenty has become a land of want. He examines the gradually changing roles and relationships between government, great corpoations, and trade unions that are nevertheless obscure by traditional and detrimental assumptions, distrust, and a set of ideologies that are increasingly inefficient, ineffective, inconsistent, and irrelevant. And he finds the incoherence of American industrial policy exemplified by the fact the we preach the old virtues of free trade and the sanctity of the market while in actuality we pursue a strategy--including tax incentives and trade subsidies--the misshapes the free market. Based on interviews with more than 150 leaders of the nation's institutions, "The American Disease" goes beyond diagnosis to offer logical and feasible proposals to cure this dangerous condition. Lodge suggests, for example, that the office of the United States Trade Representative be expanded and strengthened to deal with the growing pressure for protection against imports and with the confusion among our trading partners. He shows why business and labor must work together more closely in a non-adversarial way with federal and local government to determine community needs. He explains why Washington will be forced to direct the future of electric power in America, rather than leave the decisions to fifty different sets of state regulators. And he makes a number of recommendations to alter the ways in which corporations manage themselves and deal with government, and to reduce the social and economic costs that are implicit in these changes. George C. Lodge believes that recovery from our institutional ailments is possible, and this timely and perceptive book offers a resoundingly rational course toward that crucial goal.

Global Change, Regional Response: The New International

ISBN: , SKU: , AUTHOR: Stallings, Barbara, PUBLISHER: Cambridge University Press, This book offers a new perspective in studying contemporary development. Part I explores how the ending of the cold war, shifting relations among capitalist powers, changing patterns of finance, and new ideological currents have altered development in four major third-world regions. Part II suggests how development options were molded by the dominant international power in each region: the United States in Latin America, Japan in East and Southeast Asia, and Europe with the international financial institutions in Africa. Part III provides a conceptual framework for analyzing regional performance.

Robbed at Pen Point

ISBN: , SKU: , AUTHOR: Johnston, Randy, PUBLISHER: Pro Solutions Group, Part reference book, part memoir, and part cautionary tale, this resource provides instructions on how to pursue malpractice claims against lawyers, accountants, financial planners, and business partners. Using examples from some of the more infamous cases known throughout the country, fraud is explained from planning to execution, and tips are provided for recovering some of the stolen money and working with the law to take action against an offender. Clear, concise, and straightforward, this guide gives the average person tools to avoid scams and the means to take action if something goes wrong.

African American Yearbook: The Resource and Referral Guide

ISBN: , SKU: , AUTHOR: Tiym Publishing Company, Inc. / Tiym Publishing Company Inc, PUBLISHER: Tiym Publishing Company, Recognized as the premier national resource and referral guide for the African American community in the areas of employment, business, education, government, and health, this guide includes detailed listings of community organizations, publications, and media outlets in the United States and abroad; financial aid opportunities for students; career and business opportunities for professionals; health-related information; and statistical data. The new edition includes updated contact information and new interviews and articles. Acquista Ora

The Economics of Saving and Growth: Theory, Evidence, and

ISBN: , SKU: , AUTHOR: Schmidt-Hebbel Klaus / Schmidt-Hebbel, Klaus / Serven, Luis, PUBLISHER: Cambridge University Press, Saving rates display great variation across countries and over time. They are also closely related to growth performance. This volume provides a state-of-the-art account of key variables, institutions and policies that determine saving. Drawing from a systematic exploration of the existing literature, the collection summarizes current knowledge about cross-country saving trends, the relation between saving and growth, the impact of financial policies and institutions on saving, the effect of foreign resource inflows on saving, and the links between income distribution and aggregate saving.

The Wall Street Journal Portfolio of Business Cartoons

ISBN: , SKU: , AUTHOR: Preston, Charles, PUBLISHER: LPC Group, The Wall Street Journal Book of Business Cartoons is a collection of the funniest cartoons published in the nation's premier business and financial daily over the past 50 years. Along the way it's also a hilarious history of American business foibles during the past half century. It skewers everyone you've ever worked with -- your broker, accountant, banker, lawyer, doctor and secretary. For the businessman or woman -- or anyone interested in the funny side of how Americans make their livings -- this collection of cartoons will be delightfully diverting.

The National Security Strategy of the United States of

ISBN: , SKU: , AUTHOR: Administration, Bush, PUBLISHER: Winterhouse Editions, Cultural Writing. As required by section 108 of the National Security Act of , as amended (50 U.S.C. 404a), this policy report was prepared by the Bush Administration and released to the Congress of the United States on September . It is our Winterhouse Editions'] belief that the policies outlined in this report will have a far-reaching impact not only on American life, but on the coming course of world events. In a democracy such as ours, participating in public and critical discourse about the course of our society's future is both an inalienable right and a necessary responsibility of every citizen. Without discussion, no society can achieve a consensus on its future direction.

The Way to Paradise

ISBN: , SKU: , AUTHOR: Van Amburgh, W. E., PUBLISHER: Lulu Press, This is a high quality enlarged replica reprint of the rare book by W. E. Van Amburgh, who was the Secretary/Treasurer of The Watchtower Bible & Tract Society for 43 years. It is worth noting that in his time W. E. Van Amburgh was one of only five members of the Watch Tower Editorial Committee qualified, as the Watch Tower said, "to approve as Truth each and every article appearing in these columns." He must have been very thoroughly familiar with all the Watch Tower's teachings to hold such responsibility. Today many of the doctrines taught in "The Way to Paradise" are no longer taught by Jehovah's Witnesses. This edition includes the biographical supplement, "Who was W. E. Van Amburgh?"

Market New Products Successfully: Using Simulated Test Maket

ISBN: , SKU: , AUTHOR: Clancy, Kevin J. / Wolf, Marianne McGarry / Krieg, Peter C., PUBLISHER: Lexington Books, Market New Products Successfully is the definitive guidebook for using simulated test marketing (STM), a technology that can help companies dramatically improve the odds of introducing a successful new product or service. The book examines why STM is important, what the differences are between the major systems, how to do a simulation, and what insights it offers a marketing plan. It is the ultimate guidebook for any smart marketer looking to improve the financial outcome of the innovation process.

High Performance Branch Banking: A Manager's Guide to

ISBN: , SKU: , AUTHOR: Ritter, Dwight S., PUBLISHER: McGraw-Hill Companies, High Performance Branch Banking is a must-read for any banker with an interest in the retail financial services market. This book gives solutions needed for banks to prosper providing the needed perspective and ideas for branches to overcome obstacles and seize opportunities. High Performance Branch Banking helps managers find the right balance to maximize productivity and performance in an ever-changing market, and offers tips on: managing sales efforts and internal staff; identifying the small business customer; how to ask questions that the customer wants to answer.

Border Crossing

ISBN: , SKU: , AUTHOR: Barker, Pat, PUBLISHER: Penguin Books, Limited (UK), Out walking with his wife, Lauren, beside the river Tyne, Tom Seymour instinctively risks his life to save a young man who they happen to notice just before he jumps into the icy current. Tom's spontaneous act saves the life of someone whose past, as well as his future, he feels a sense of responsibility towards. Recently released from prison, and living under an assumed name, Danny Miller was tried for murder as a ten-year-old on the basis of Tom's testimony, and assessment of him as a psychologist and an expert witness. When Danny asks Tom to help him sort out his life—beginning with his past—Tom is drawn into a lonely, soul-searching reinvestigation of the child murderer's case.

Junk Bonds: How High Yield Securities Restructured Corporate

ISBN: , SKU: , AUTHOR: Yago, Glenn, PUBLISHER: Oxford University Press, USA, Junk bonds burst into the nation's headlines as the fastest growing and most controversial financial instruments of the s. Branded with an unflattering nickname, these high yield securities were tarnished in the public eye by waves of negative publicity. Critics cast the financiers and entrepreneurs who pioneered their use as symbols of a decade of greed and financial excess. By the end of the s, the heyday of junk bonds had seemingly come to a close with the conviction of junk bond pioneer Michael Milken and the bankruptcy of Drexel Burnham Lambert, the brokerage that dominated the high yield market. But the controversy surrounding junk bonds continues. Now, in Junk Bonds, business professor Glenn Yago turns the tables on conventional wisdom about this new financial technology. He offers the first systematic examination of the facts about high yield securities. His analysis provides hard evidence that demystifies junk bonds and explodes many of the popular myths that surround them. Junk Bonds sheds light on the role of high yield financing in what Yago calls the democratization of capital. Before the advent of junk bonds, only companies with an "investment grade" rating--five percent of the American companies with sales over $35 million--had access to long term capital. In effect, the author argues, 95 percent of American companies were denied the means to finance growth and business development. Yago shows how junk bonds changed all that, breathing life into thousands of American companies that had been shunned by the capital markets. His research demonstrates that these "junk" companies outperformed many Fortune 500 firms in job creation, product development, sales, and business innovation. The real contribution of junk bonds, according to Yago, was to improve the productivity and competitiveness of American business by restructuring companies in the wake of the corporate conglomerations of the s and s. His findings show that divestitures by companies financed with high yield bonds were not necessarily destructive. Many sold-off units flourished as independent enterprises at a time when numerous "investment grade" companies stagnated or closed plants or fired workers. This restructuring of corporate America has enabled businesses to compete in a changing international environment, benefiting managers, workers, stockholders, and investors alike. Junk Bonds provides readers with a scholarly analysis that shears away the hype and hysteria that often accompany rapid change. And at a time when Wall Street is under greater scrutiny than at any time since the Depression, this provocative study provides a timely and thoughtful contribution to the debate surrounding junk bonds.

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